Euro area · Euro
USDT → EUR
Updated 2026-11-11 04:24 UTC · 4 min ago
Right now 1 USDT costs about 0.9050 EUR on Binance P2P, 1.24% above the dollar reference rate of 0.8939 (2026-11-11 04:24 UTC).
- Buy USDT · you pay
- 0.9050EUR
- Lowest ad 0.9000
- Sell USDT · you receive
- 0.9025EUR
- Highest ad 0.9100
- vs the dollar
- +1.24%
- Dearer than the reference 0.8939 (2026-11-11)
Buy and sell prices are 0.0025 EUR apart.
How much is 50, 100, 500 or 1,000 USDT in EUR?
At the current typical prices: buying is what you pay for the USDT, selling is what you receive for it.
| USDT | You pay to buy (EUR) | You get when selling (EUR) |
|---|---|---|
| 50 | 45.25 | 45.13 |
| 100 | 90.50 | 90.25 |
| 500 | 452.50 | 451.25 |
| 1,000 | 905.00 | 902.50 |
| 5,000 | 4,525 | 4,512 |
| 10,000 | 9,050 | 9,025 |
Excludes platform and bank fees. Large orders usually get a worse price than the typical one.
How people pay for USDT in the euro area
The most common payment methods in EUR ads right now: SEPA Instant, Bank Transfer, SEPA (EU) bank transfer, Wise, Bunq, CaixaBank (Spain), Dukascopy Bank, BBVA.
Buying USDT with euros: why the price stays near the dollar rate, and what MiCA changed
The euro is freely convertible, there are no capital controls, and SEPA Instant moves money between euro-area banks in seconds. Any gap between the euro price of USDT and the dollar rate is cheap to close, so euro P2P buy prices usually sit only a little above the reference, often around one percent.
What really shapes USDT in the euro area is the EU's Markets in Crypto-Assets Regulation (MiCA, Regulation (EU) 2023/1114). Fully applicable since December 2024, it requires stablecoins offered or traded on EU platforms to come from an authorised issuer, and Tether's USDT is not authorised. Binance removed USDT spot pairs for users in the European Economic Area (EEA) on 31 March 2025, and Kraken no longer lets EEA clients buy or sell USDT, only deposit or withdraw it.
On 8 October 2026 the European Securities and Markets Authority (ESMA) went further: authorised crypto firms should stop providing services in non-compliant stablecoins to EU clients and clear remaining positions within three months, allowing only selling, converting, withdrawing or safekeeping. The rules are aimed at service providers; holding USDT in your own wallet is not itself banned.
P2P is affected too: Binance said in 2024 that EEA users could only sell, not buy, unauthorised stablecoins on P2P, so EEA residents may not see a Buy USDT option at all. Some euro ads list Georgian banks such as Bank of Georgia and TBC Bank, a sign that euro P2P buyers are not only inside the EU.
USDT price in the euro area: common questions
How much is 1 USDT in EUR today?
Right now 1 USDT costs about 0.9050 EUR on Binance P2P, 1.24% above the dollar reference rate of 0.8939 (2026-11-11 04:24 UTC).
Is buying USDT legal in the EU?
Crypto is legal for individuals; MiCA regulates issuers and providers. But USDT is not MiCA-authorised, so EU-licensed platforms can no longer sell it, and in October 2026 ESMA gave firms three months to wind down remaining services.
Can I still buy USDT on Binance P2P if I live in the EEA?
Binance has restricted EEA users from buying unauthorised stablecoins on P2P since 2024, leaving only selling. Do not use someone else's account or a false residence to get around it.
Why is USDT priced slightly above the dollar rate in euros?
Euros convert freely and transfers are fast, so the gap stays small; what is left mostly covers sellers' fees and risk.
Prices refresh every five minutes from the middle price of public Binance P2P ads with a reliable record; the dollar reference rate is from ExchangeRate-API. Full method.
Background sources
Offpar is independent and not affiliated with Binance. Prices here are for reference; the ad you order from sets the price you pay.