Philippines · Philippine peso
USDT → PHP
Updated 2026-11-11 04:22 UTC · 3 min ago
Right now 1 USDT costs about 63.19 PHP on Binance P2P, 0.27% above the dollar reference rate of 63.02 (2026-11-11 04:22 UTC).
- Buy USDT · you pay
- 63.19PHP
- Lowest ad 63.10
- Sell USDT · you receive
- 62.95PHP
- Highest ad 62.96
- vs the dollar
- +0.27%
- Dearer than the reference 63.02 (2026-11-11)
Buy and sell prices are 0.2400 PHP apart.
How much is 50, 100, 500 or 1,000 USDT in PHP?
At the current typical prices: buying is what you pay for the USDT, selling is what you receive for it.
| USDT | You pay to buy (PHP) | You get when selling (PHP) |
|---|---|---|
| 50 | 3,160 | 3,148 |
| 100 | 6,319 | 6,295 |
| 500 | 31,595 | 31,475 |
| 1,000 | 63,190 | 62,950 |
| 5,000 | 315,950 | 314,750 |
| 10,000 | 631,900 | 629,500 |
Excludes platform and bank fees. Large orders usually get a worse price than the typical one.
How people pay for USDT in the Philippines
The most common payment methods in PHP ads right now: Bank Transfer, Maya (PayMaya), GoTyme Bank, GCash, Rizal Commercial Banking Corporation, SEA Bank, Banco De Oro (BDO), CIMB Philippines.
How to buy USDT in the Philippines: GCash, Maya or a licensed platform
There are plenty of options in the Philippines: peso ads on Binance P2P use bank transfer, GCash, Maya, GoTyme, SeaBank and banks such as BDO, BPI and UnionBank, and some licensed local platforms and e-wallets also sell crypto directly.
With so many regulated channels, Philippine P2P prices usually track the dollar rate and are sometimes slightly below it. Compare fees and speed too; P2P is not always the cheapest.
- Complete Binance verification and have a GCash, Maya or bank account in your verified name.
- Choose Buy USDT with PHP, filter by payment method and enter the amount.
- Pick an ad with a good record and check its price is close to this page's typical price.
- When sending by GCash, check the recipient name shown, then mark the order paid.
For the full first-time walkthrough with screenshots, see how to buy USDT on Binance P2P.
Why the USDT price in the Philippines sits almost on the dollar rate
The Philippines has one of Southeast Asia's more complete crypto frameworks. The central bank (BSP) licenses virtual asset service providers, and the Securities and Exchange Commission's crypto-asset service provider rules took effect on 5 July 2025, requiring platforms that serve Filipino users to register.
With plenty of regulated on-ramps, the P2P price cannot drift far from the dollar for long. E-wallets such as GCash and Maya have their own crypto features and local licensed platforms sell for pesos directly, so the Philippine USDT premium usually hovers around zero and is sometimes negative.
For buyers that means P2P is not automatically cheaper than a licensed platform in the Philippines. Compare fees, speed and account safety together.
Before you buy or sell USDT P2P
- Pay only through the method the ad lists, and only to an account in the advertiser's verified name.
- Never release USDT until the money has actually arrived in your own account — a screenshot is not a payment.
- Keep every exchange inside the platform's order chat. Moving to another app removes your appeal evidence.
- Bank accounts that receive P2P payments are sometimes frozen when an upstream payment is disputed. Use an account you can afford to have reviewed.
- Check the advertiser's completed orders and completion rate, not just the price.
Buying P2P for the first time? Read how to buy USDT on Binance P2P, step by step. To turn USDT back into local currency, see how to sell USDT on Binance P2P; for what you can buy with it, see spending USDT.
See live PHP ads on Binance P2P
The prices on this page come from public Binance P2P ads. The ad list shows each ad's price, limits, payment methods and the advertiser's track record. Once you order, the seller's USDT is held in escrow by the platform and released only after you pay and the seller confirms the money arrived.
The sign-up link is our referral link: if you register through it we may earn a commission, and your prices and fees stay the same. How we handle referral links
USDT price in the Philippines: common questions
How much is 1 USDT in PHP today?
Right now 1 USDT costs about 63.19 PHP on Binance P2P, 0.27% above the dollar reference rate of 63.02 (2026-11-11 04:22 UTC).
Is buying USDT legal in the Philippines?
Yes. Individuals may trade crypto, but platforms serving Filipino users must register or be licensed under SEC and BSP rules.
Is USDT cheaper with GCash or Maya?
They are usually close but differ at times. The pages below show current prices for each.
Why is USDT sometimes below the dollar rate in the Philippines?
When more people are selling than buying, or sellers want pesos quickly, ads can price under the reference rate. It is usually short-lived.
Prices refresh every five minutes from the middle price of public Binance P2P ads with a reliable record; the dollar reference rate is from ExchangeRate-API. Full method.
Background sources
- Baker McKenzie: Philippine SEC issues rules on crypto-asset service providersChecked 2026-11-10
- BitPinas: SEC clarifies CASP rules are not a trading banChecked 2026-11-10
Offpar is independent and not affiliated with Binance. Prices here are for reference; the ad you order from sets the price you pay.