Mexico · STP / SPEI
USDT → MXN via STP / SPEI
Updated 2026-11-11 04:28 UTC · 2 min ago
- Buy USDT with STP / SPEI
- 18.77MXN
- Lowest ad 18.65
- Sell USDT to STP / SPEI
- 18.55MXN
- Highest ad 18.65
- vs all payment methods
- +0.40%
- Dearer than the all-methods typical price 18.69
USDT prices by payment method in Mexico
At the same moment, buying or selling USDT with different payment methods can cost different amounts. These are the current typical prices in the MXN market.
| Payment method | Buy | Sell | Buy vs all methods |
|---|---|---|---|
| All payment methods | 18.69 | 18.58 | baseline |
| STP / SPEI | 18.77 | 18.55 | +0.40% |
A dash means fewer than five reliable ads. Prices refresh every five minutes.
How to pay by STP / SPEI
SPEI is Banco de México's real-time interbank payment system, paying to the recipient's 18-digit CLABE. STP (Sistema de Transferencias y Pagos) is a SPEI participant that issues CLABE accounts for many fintechs.
Your bank app usually shows the name behind a CLABE before you confirm; check it against the advertiser. Every SPEI transfer has a tracking key (clave de rastreo). Keep it: it is very useful in a dispute.
How STP / SPEI works in Mexican P2P trading
In Mexico nearly every peso ad is paid over SPEI, shown on Binance P2P as STP, bank transfer or a specific bank such as BBVA, Banorte or Santander. All are SPEI transfers to a CLABE.
SPEI keeps Mexican P2P friction low: money arrives in seconds, the recipient's name is shown and every transfer has a tracking key. So Mexico's USDT price usually sits only slightly above the dollar rate, with small gaps between methods.
A few ads accept OXXO convenience-store cash deposits. Cash is hard to verify afterwards and leaves little evidence for an appeal, so use SPEI unless you must.
How to pay for USDT with STP / SPEI, step by step
- In your bank app choose a SPEI transfer and add the payee with the 18-digit CLABE from the order page.
- The app shows the name behind the CLABE; check it matches the advertiser's verified name.
- Enter the order amount, with the concept as the ad asks.
- Save the tracking key (clave de rastreo) and mark the order paid.
Selling works in reverse: once the buyer pays, confirm the money in your own STP / SPEI account first, then release. For common scams and how to avoid them, see six common P2P USDT scams.
Buying and selling USDT with STP / SPEI: common questions
How do I prove I paid?
Every SPEI transfer has a tracking key, and you can download an electronic payment receipt (Comprobante Electrónico de Pago, CEP) from Banco de México's CEP site. It is strong evidence in an appeal.
Why does the ad say STP?
STP is a SPEI participant that issues CLABEs for many fintechs and platforms. For the payer it simply means a SPEI transfer to that CLABE.
Do SPEI transfers arrive at night?
SPEI runs 24/7 and most banks allow transfers at any hour, subject to your bank.
Can Mercado Pago Mexico pay by SPEI?
Yes. Mercado Pago accounts have a CLABE and can send and receive SPEI transfers; where an ad accepts Mercado Pago you can choose it directly.
Prices come from public Binance P2P ads accepting STP / SPEI, calculated the same way as the currency page and refreshed every five minutes. Full method.
See live MXN ads on Binance P2P
The prices on this page come from public Binance P2P ads. The ad list shows each ad's price, limits, payment methods and the advertiser's track record. Once you order, the seller's USDT is held in escrow by the platform and released only after you pay and the seller confirms the money arrived.
The sign-up link is our referral link: if you register through it we may earn a commission, and your prices and fees stay the same. How we handle referral links
Offpar is independent and not affiliated with Binance or STP / SPEI. Prices here are for reference; the ad you order from sets the price you pay.